{"id":5530,"date":"2026-03-10T11:10:41","date_gmt":"2026-03-10T11:10:41","guid":{"rendered":"https:\/\/livinglocal.pt\/?page_id=5530"},"modified":"2026-03-27T16:39:00","modified_gmt":"2026-03-27T16:39:00","slug":"faqs","status":"publish","type":"page","link":"https:\/\/livinglocal.pt\/en\/buyers-agency\/faqs\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5530\" class=\"elementor elementor-5530\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cb7c064 e-flex e-con-boxed e-con e-parent\" data-id=\"4cb7c064\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea7165 elementor-widget elementor-widget-html\" data-id=\"7ea7165\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n  const links = document.querySelectorAll('.ll-sidebar-link');\n\n  function getTop(el) {\n    return el.getBoundingClientRect().top + window.scrollY;\n  }\n\n  function updateActive() {\n    const scrollY = window.scrollY + 120;\n\n    const sections = ['1','2','3','4','5']\n      .map(id => document.getElementById(id))\n      .filter(Boolean);\n\n    let current = sections[0];\n    sections.forEach(section => {\n      if (getTop(section) <= scrollY) {\n        current = section;\n      }\n    });\n\n    links.forEach(l => l.classList.remove('is-active'));\n    if (current) {\n      const active = document.querySelector(`.ll-sidebar-link[href=\"#${current.id}\"]`);\n      if (active) active.classList.add('is-active');\n    }\n  }\n\n  window.addEventListener('scroll', updateActive, { passive: true });\n  updateActive();\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-756005c2 e-grid e-con-full e-con e-child\" data-id=\"756005c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1083d6b1 e-con-full e-flex e-con e-child\" data-id=\"1083d6b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3addf3b elementor-widget elementor-widget-heading\" data-id=\"3addf3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u23af\u23af &nbsp; FAQs: Perguntas Frequentes Sobre Comprar Casa em Portugal<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9509bc elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"d9509bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Respostas directas.<br><em><font color=\"#BFA06A\">Sem jarg\u00e3o.<\/font><\/em><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4be82a5a elementor-widget elementor-widget-heading\" data-id=\"4be82a5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Reunimos as perguntas que os nossos clientes fazem com mais frequ\u00eanciasobre o processo, os custos, o financiamento, o que pode esperar e outras perguntas frequentes sobre comprar casa em Portugal.<br><br>E respondemos a tudo sem rodeios e sem jarg\u00f5es.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39e2ace4 e-flex e-con-boxed e-con e-parent\" data-id=\"39e2ace4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21eb12f5 elementor-widget elementor-widget-spacer\" data-id=\"21eb12f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e1ac2a7 elementor-widget elementor-widget-menu-anchor\" data-id=\"2e1ac2a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"starthome\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66bfae20 elementor-widget elementor-widget-heading\" data-id=\"66bfae20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u23af &nbsp;  FAQs Perguntas Frequentes Sobre Comprar Casa em Portugal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73d2a3a3 e-con-full e-grid e-con e-child\" data-id=\"73d2a3a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5d4c2dad e-con-full e-flex e-con e-child\" data-id=\"5d4c2dad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7dcff6b9 elementor-widget elementor-widget-heading\" data-id=\"7dcff6b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Voc\u00ea tem as perguntas,  <em>n\u00f3s temos as respostas.<\/em><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-634cbb6 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"634cbb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/livinglocal.pt\/wp-content\/uploads\/2026\/03\/cloud_question-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-5532\" alt=\"FAQs Perguntas Frequentes Sobre Comprar Casa em Portugal\" srcset=\"https:\/\/livinglocal.pt\/wp-content\/uploads\/2026\/03\/cloud_question-150x150.png 150w, https:\/\/livinglocal.pt\/wp-content\/uploads\/2026\/03\/cloud_question-300x300.png 300w, https:\/\/livinglocal.pt\/wp-content\/uploads\/2026\/03\/cloud_question-768x768.png 768w, https:\/\/livinglocal.pt\/wp-content\/uploads\/2026\/03\/cloud_question-12x12.png 12w, https:\/\/livinglocal.pt\/wp-content\/uploads\/2026\/03\/cloud_question.png 1024w\" sizes=\"(max-width: 150px) 100vw, 150px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3eb4ad4b e-con-full e-flex e-con e-child\" data-id=\"3eb4ad4b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31bab2b2 elementor-widget elementor-widget-heading\" data-id=\"31bab2b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Comprar um im\u00f3vel em Portugal, e em particular, Lisboa ou Cascais, n\u00e3o precisa de ser uma dor de cabe\u00e7a. Muitos clientes colocam-nos algumas quest\u00f5es relacionadas com estas aquisi\u00e7\u00f5es e sobre este processo, por isso cri\u00e1mos este compendio de perguntas frequentes sobre comprar casa em Portugal. E claro, as suas respectivas respostas.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56cfbfbd elementor-blockquote--skin-border elementor-widget elementor-widget-blockquote\" data-id=\"56cfbfbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\t\"Acreditamos na transpar\u00eancia e na defesa dos direitos de cada comprador.\"\t\t\t<\/p>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58e9ed27 elementor-widget elementor-widget-heading\" data-id=\"58e9ed27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Espero que encontre a resposta \u00e0s suas perguntas. Se n\u00e3o encontrar uma resposta que satisfa\u00e7a, n\u00e3o hesite em entrar em contacto connosco, sempre sem compromisso. Estamos aqui para desfazer as suas duvidas<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53f3cad e-con-full e-flex e-con e-parent\" data-id=\"53f3cad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d8d003b e-con-full e-flex e-con e-child\" data-id=\"d8d003b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;],&quot;sticky_offset&quot;:121,&quot;sticky_effects_offset&quot;:150,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b239db3 elementor-widget elementor-widget-text-editor\" data-id=\"b239db3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<nav class=\"ll-sidebar-nav\"><p class=\"ll-sidebar-heading\">Categorias<\/p><p><a class=\"ll-sidebar-link\" href=\"#1\">01 \u00a0 O Nosso Servi\u00e7o<\/a> <a class=\"ll-sidebar-link\" href=\"#2\">02 \u00a0 Pesquisa e Crit\u00e9rios<\/a><a class=\"ll-sidebar-link\" href=\"#3\">03 \u00a0 Processo de Compra<\/a> <a class=\"ll-sidebar-link\" href=\"#4\">04 \u00a0 Financiamento<\/a> <a class=\"ll-sidebar-link\" href=\"#5\">05 \u00a0 Custos e Impostos<\/a><a class=\"ll-sidebar-cta\" href=\"#contacto\">Marcar Conversa \u2192<\/a><\/p><\/nav>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a49fd34 e-con-full e-flex e-con e-child\" data-id=\"a49fd34\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1514b73 e-con-full e-flex e-con e-child\" data-id=\"1514b73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72bea8b5 elementor-widget elementor-widget-menu-anchor\" data-id=\"72bea8b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"1\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f8ab5c0 elementor-widget elementor-widget-spacer\" data-id=\"3f8ab5c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bc74557 elementor-widget elementor-widget-heading\" data-id=\"4bc74557\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">01 \u23af  O Nosso Servi\u00e7o <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bd4397 elementor-widget elementor-widget-heading\" data-id=\"1bd4397\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">O que fazemos<br><i>\ne como trabalhamos<\/i>.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f931780 e-con-full e-flex e-con e-child\" data-id=\"2f931780\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2d8c6154 e-con-full e-flex e-con e-child\" data-id=\"2d8c6154\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1dad8a elementor-widget elementor-widget-n-accordion\" data-id=\"e1dad8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2360\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2360\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> O que faz exactamente a Living Local? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2360\" class=\"elementor-element elementor-element-03522a5 e-con-full e-flex e-con e-child\" data-id=\"03522a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2360\" class=\"elementor-element elementor-element-01ba3aa e-flex e-con-boxed e-con e-child\" data-id=\"01ba3aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8d3300 elementor-widget elementor-widget-heading\" data-id=\"c8d3300\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">O servi\u00e7o de compradores da Living Local \u00e9 uma ag\u00eancia de representa\u00e7\u00e3o independente do comprador. Trabalhamos exclusivamente para si.<br><br>Gerimos todo o processo de compra em seu nome: pesquisa, an\u00e1lise de propriedades, visitas, negocia\u00e7\u00e3o, due diligence jur\u00eddica e acompanhamento at\u00e9 \u00e0 escritura. Pense em n\u00f3s como o seu representante no mercado imobili\u00e1rio \u2014 mas em vez de cobrar por hora, somos pagos pelo vendedor.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2361\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2361\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Quanto me custa contratar a Living Local? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2361\" class=\"elementor-element elementor-element-ca87d42 e-con-full e-flex e-con e-child\" data-id=\"ca87d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2361\" class=\"elementor-element elementor-element-498b935 e-flex e-con-boxed e-con e-child\" data-id=\"498b935\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c7843d elementor-widget elementor-widget-heading\" data-id=\"6c7843d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Na esmagadora maioria dos casos, nada. A nossa comiss\u00e3o \u00e9 paga pelo vendedor, n\u00e3o pelo comprador. Este \u00e9 o modelo padr\u00e3o no mercado imobili\u00e1rio portugu\u00eas: a comiss\u00e3o j\u00e1 est\u00e1 incorporada no pre\u00e7o de venda e \u00e9 distribu\u00edda entre as ag\u00eancias envolvidas. <br><br>Em casos excepcionais, onde n\u00e3o seja poss\u00edvel acordar uma comiss\u00e3o com o vendedor, aplicamos uma taxa de 2% ao comprador, previamente acordada por escrito. Os honor\u00e1rios jur\u00eddicos associados \u00e0 compra est\u00e3o igualmente inclu\u00eddos no nosso servi\u00e7o.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2362\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2362\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Em que zonas de Portugal posso comprar com a Living Local? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2362\" class=\"elementor-element elementor-element-f51dc69 e-con-full e-flex e-con e-child\" data-id=\"f51dc69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2362\" class=\"elementor-element elementor-element-d93b05a e-flex e-con-boxed e-con e-child\" data-id=\"d93b05a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e4ac91 elementor-widget elementor-widget-heading\" data-id=\"7e4ac91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">N\u00f3s acreditamos que o conhecimento e experi\u00eancia em cada local \u00e9 importante para ajudar os nossos clientes a adquirir o melhor im\u00f3vel poss\u00edvel. Por isso oferecemos os nossos servi\u00e7os apenas em regi\u00f5es onde temos uma presen\u00e7a no local que nos garanta essa qualidade.<br><br>De momento estamos em toda a regi\u00e3o de Lisboa: A cidade de <b>Lisboa, Cascais, Estoril, Sintra, Comporta e Ericeira<\/b>. Se tiver d\u00favidas sobre a sua zona de interesse, pergunte-nos.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"O que faz exactamente a Living Local?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"O servi\\u00e7o de compradores da Living Local \\u00e9 uma ag\\u00eancia de representa\\u00e7\\u00e3o independente do comprador. Trabalhamos exclusivamente para si.Gerimos todo o processo de compra em seu nome: pesquisa, an\\u00e1lise de propriedades, visitas, negocia\\u00e7\\u00e3o, due diligence jur\\u00eddica e acompanhamento at\\u00e9 \\u00e0 escritura. Pense em n\\u00f3s como o seu representante no mercado imobili\\u00e1rio \\u2014 mas em vez de cobrar por hora, somos pagos pelo vendedor.\"}},{\"@type\":\"Question\",\"name\":\"Quanto me custa contratar a Living Local?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Na esmagadora maioria dos casos, nada. A nossa comiss\\u00e3o \\u00e9 paga pelo vendedor, n\\u00e3o pelo comprador. Este \\u00e9 o modelo padr\\u00e3o no mercado imobili\\u00e1rio portugu\\u00eas: a comiss\\u00e3o j\\u00e1 est\\u00e1 incorporada no pre\\u00e7o de venda e \\u00e9 distribu\\u00edda entre as ag\\u00eancias envolvidas. Em casos excepcionais, onde n\\u00e3o seja poss\\u00edvel acordar uma comiss\\u00e3o com o vendedor, aplicamos uma taxa de 2% ao comprador, previamente acordada por escrito. Os honor\\u00e1rios jur\\u00eddicos associados \\u00e0 compra est\\u00e3o igualmente inclu\\u00eddos no nosso servi\\u00e7o.\"}},{\"@type\":\"Question\",\"name\":\"Em que zonas de Portugal posso comprar com a Living Local?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"N\\u00f3s acreditamos que o conhecimento e experi\\u00eancia em cada local \\u00e9 importante para ajudar os nossos clientes a adquirir o melhor im\\u00f3vel poss\\u00edvel. Por isso oferecemos os nossos servi\\u00e7os apenas em regi\\u00f5es onde temos uma presen\\u00e7a no local que nos garanta essa qualidade.De momento estamos em toda a regi\\u00e3o de Lisboa: A cidade de Lisboa, Cascais, Estoril, Sintra, Comporta e Ericeira. Se tiver d\\u00favidas sobre a sua zona de interesse, pergunte-nos.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3cb46fc e-con-full e-flex e-con e-child\" data-id=\"3cb46fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e5fe4d elementor-widget elementor-widget-menu-anchor\" data-id=\"6e5fe4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"2\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6fec36 elementor-widget elementor-widget-spacer\" data-id=\"a6fec36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49dacf9 elementor-widget elementor-widget-heading\" data-id=\"49dacf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">02 \u23af A Pesquisa e os Crit\u00e9rios<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7478ec6 elementor-widget elementor-widget-heading\" data-id=\"7478ec6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Encontrar o im\u00f3vel<br><i>\ncerto para si<\/i>.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95fd9c0 e-con-full e-flex e-con e-child\" data-id=\"95fd9c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2ea2dd0 e-con-full e-flex e-con e-child\" data-id=\"2ea2dd0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9612e70 elementor-widget elementor-widget-n-accordion\" data-id=\"9612e70\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1570\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1570\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Ainda n\u00e3o sei exactamente o que quero. Podem ajudar? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1570\" class=\"elementor-element elementor-element-e647f35 e-con-full e-flex e-con e-child\" data-id=\"e647f35\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1570\" class=\"elementor-element elementor-element-d3b86ee e-flex e-con-boxed e-con e-child\" data-id=\"d3b86ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d5af57 elementor-widget elementor-widget-heading\" data-id=\"9d5af57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Sim, e \u00e9 mais comum do que pensa. Muitos dos nossos clientes chegam com uma direc\u00e7\u00e3o geral, n\u00e3o com uma lista fechada de crit\u00e9rios. Parte do nosso trabalho \u00e9 ajud\u00e1-lo a clarificar o que realmente procura, o que \u00e9 realista para o seu or\u00e7amento e localiza\u00e7\u00e3o, e o que pode estar a sobrestimar ou subestimar.<br><br>A primeira conversa \u00e9 precisamente para isso. Sem compromisso, sem press\u00e3o.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1910073 elementor-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"1910073\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/buyers-agency\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">servi\u00e7o de Procura &amp; Aquisi\u00e7\u00f5es<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1571\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1571\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> T\u00eam acesso a im\u00f3veis que n\u00e3o est\u00e3o nas plataformas p\u00fablicas? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1571\" class=\"elementor-element elementor-element-5479d5c e-con-full e-flex e-con e-child\" data-id=\"5479d5c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1571\" class=\"elementor-element elementor-element-f79d8e3 e-flex e-con-boxed e-con e-child\" data-id=\"f79d8e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae1c650 elementor-widget elementor-widget-heading\" data-id=\"ae1c650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Sim. Temos uma rede extensiva de contactos cultivada ao longo dos anos com im\u00f3veis  exclusivamente em off-market. <\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1572\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1572\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Em que zonas de Portugal posso comprar com a Living Local? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1572\" class=\"elementor-element elementor-element-90f970f e-con-full e-flex e-con e-child\" data-id=\"90f970f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1572\" class=\"elementor-element elementor-element-62688f1 e-flex e-con-boxed e-con e-child\" data-id=\"62688f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e65ef0 elementor-widget elementor-widget-heading\" data-id=\"4e65ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Sim. Ao longo de mais de uma d\u00e9cada no mercado de Cascais e Lisboa, constru\u00edmos uma rede de contactos com agentes, propriet\u00e1rios, promotores e arquitectos. Isso d\u00e1-nos acesso regular a propriedades em venda privada que nunca chegam ao Idealista, ao Imovirtual ou a qualquer outra plataforma p\u00fablica. Estes im\u00f3veis s\u00e3o partilhados apenas com compradores qualificados da nossa rede.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Ainda n\\u00e3o sei exactamente o que quero. Podem ajudar?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sim, e \\u00e9 mais comum do que pensa. Muitos dos nossos clientes chegam com uma direc\\u00e7\\u00e3o geral, n\\u00e3o com uma lista fechada de crit\\u00e9rios. Parte do nosso trabalho \\u00e9 ajud\\u00e1-lo a clarificar o que realmente procura, o que \\u00e9 realista para o seu or\\u00e7amento e localiza\\u00e7\\u00e3o, e o que pode estar a sobrestimar ou subestimar.A primeira conversa \\u00e9 precisamente para isso. Sem compromisso, sem press\\u00e3o.\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tservi\\u00e7o de Procura &amp; Aquisi\\u00e7\\u00f5es\"}},{\"@type\":\"Question\",\"name\":\"T\\u00eam acesso a im\\u00f3veis que n\\u00e3o est\\u00e3o nas plataformas p\\u00fablicas?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sim. Temos uma rede extensiva de contactos cultivada ao longo dos anos com im\\u00f3veis  exclusivamente em off-market.\"}},{\"@type\":\"Question\",\"name\":\"Em que zonas de Portugal posso comprar com a Living Local?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sim. Ao longo de mais de uma d\\u00e9cada no mercado de Cascais e Lisboa, constru\\u00edmos uma rede de contactos com agentes, propriet\\u00e1rios, promotores e arquitectos. Isso d\\u00e1-nos acesso regular a propriedades em venda privada que nunca chegam ao Idealista, ao Imovirtual ou a qualquer outra plataforma p\\u00fablica. Estes im\\u00f3veis s\\u00e3o partilhados apenas com compradores qualificados da nossa rede.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3bd8fd e-con-full e-flex e-con e-child\" data-id=\"c3bd8fd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29ebede elementor-widget elementor-widget-menu-anchor\" data-id=\"29ebede\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"3\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db274c0 elementor-widget elementor-widget-spacer\" data-id=\"db274c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-016bc18 elementor-widget elementor-widget-heading\" data-id=\"016bc18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">03 \u23af O Processo de Compra<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7f72d5 elementor-widget elementor-widget-heading\" data-id=\"e7f72d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Da primeira conversa\n<br><i>\n\u00e0 escritura.<\/i>.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b70b12c e-con-full e-flex e-con e-child\" data-id=\"b70b12c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-22824f9 e-con-full e-flex e-con e-child\" data-id=\"22824f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c314d2c elementor-widget elementor-widget-n-accordion\" data-id=\"c314d2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2040\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2040\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Como funciona o processo de compra em Portugal, passo a passo? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2040\" class=\"elementor-element elementor-element-54c1d70 e-con-full e-flex e-con e-child\" data-id=\"54c1d70\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2040\" class=\"elementor-element elementor-element-f5cd256 e-flex e-con-boxed e-con e-child\" data-id=\"f5cd256\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2119907 elementor-widget elementor-widget-heading\" data-id=\"2119907\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">O processo tem cinco fases com a Living Local: conversa inicial, pesquisa, visitas, negocia\u00e7\u00e3o e fecho. Descrevemos cada fase em detalhe na nossa p\u00e1gina Como Trabalhamos.<br><br>Em termos legais, os marcos principais s\u00e3o: acordo verbal de princ\u00edpio \u2192 CPCV com pagamento de sinal \u2192 escritura notarial com transfer\u00eancia de propriedade.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e1c618 elementor-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"0e1c618\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/buyers-agency\/how-it-works\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">O Processo De Compra<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2041\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2041\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> O que \u00e9 o CPCV e porque \u00e9 importante? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2041\" class=\"elementor-element elementor-element-ba47d0a e-con-full e-flex e-con e-child\" data-id=\"ba47d0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2041\" class=\"elementor-element elementor-element-d6ee918 e-flex e-con-boxed e-con e-child\" data-id=\"d6ee918\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74f85d3 elementor-widget elementor-widget-heading\" data-id=\"74f85d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">O CPCV \u2014 Contrato Promessa de Compra e Venda \u2014 \u00e9 um contrato juridicamente vinculativo assinado por ambas as partes, com pagamento de sinal (normalmente entre 10% a 20% do valor de compra).<br><br>Funciona como protec\u00e7\u00e3o m\u00fatua: se o vendedor desistir, \u00e9 obrigado a devolver o dobro do sinal. Se o comprador desistir, perde o sinal. A Living Local negoceia os termos do CPCV em seu favor \u2014 prazos, condi\u00e7\u00f5es e penalidades pensados para proteger o comprador.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2042\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2042\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Quanto tempo demora o processo? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2042\" class=\"elementor-element elementor-element-e5b17ab e-con-full e-flex e-con e-child\" data-id=\"e5b17ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2042\" class=\"elementor-element elementor-element-e8ef5dc e-flex e-con-boxed e-con e-child\" data-id=\"e8ef5dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb96455 elementor-widget elementor-widget-heading\" data-id=\"bb96455\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">A fase de pesquisa \u00e9 vari\u00e1vel \u2014 alguns clientes encontram o im\u00f3vel certo em dias; outros levam meses. Da proposta aceite \u00e0 escritura, o prazo habitual \u00e9 de 60 a 90 dias. Em compras a pronto pagamento, o processo pode ser conclu\u00eddo em 15 a 30 dias.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Como funciona o processo de compra em Portugal, passo a passo?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"O processo tem cinco fases com a Living Local: conversa inicial, pesquisa, visitas, negocia\\u00e7\\u00e3o e fecho. Descrevemos cada fase em detalhe na nossa p\\u00e1gina Como Trabalhamos.Em termos legais, os marcos principais s\\u00e3o: acordo verbal de princ\\u00edpio \\u2192 CPCV com pagamento de sinal \\u2192 escritura notarial com transfer\\u00eancia de propriedade.\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tO Processo De Compra\"}},{\"@type\":\"Question\",\"name\":\"O que \\u00e9 o CPCV e porque \\u00e9 importante?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"O CPCV \\u2014 Contrato Promessa de Compra e Venda \\u2014 \\u00e9 um contrato juridicamente vinculativo assinado por ambas as partes, com pagamento de sinal (normalmente entre 10% a 20% do valor de compra).Funciona como protec\\u00e7\\u00e3o m\\u00fatua: se o vendedor desistir, \\u00e9 obrigado a devolver o dobro do sinal. Se o comprador desistir, perde o sinal. A Living Local negoceia os termos do CPCV em seu favor \\u2014 prazos, condi\\u00e7\\u00f5es e penalidades pensados para proteger o comprador.\"}},{\"@type\":\"Question\",\"name\":\"Quanto tempo demora o processo?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A fase de pesquisa \\u00e9 vari\\u00e1vel \\u2014 alguns clientes encontram o im\\u00f3vel certo em dias; outros levam meses. Da proposta aceite \\u00e0 escritura, o prazo habitual \\u00e9 de 60 a 90 dias. Em compras a pronto pagamento, o processo pode ser conclu\\u00eddo em 15 a 30 dias.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e4b238 e-con-full e-flex e-con e-child\" data-id=\"2e4b238\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-919198c elementor-widget elementor-widget-menu-anchor\" data-id=\"919198c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"4\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37bde60 elementor-widget elementor-widget-spacer\" data-id=\"37bde60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d074521 elementor-widget elementor-widget-heading\" data-id=\"d074521\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">04 \u23af Financiamento<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d10eb66 elementor-widget elementor-widget-heading\" data-id=\"d10eb66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Hipotecas, residentes<br><i>\ne n\u00e3o-residentes.<\/i>.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f7cf185 e-con-full e-flex e-con e-child\" data-id=\"f7cf185\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-63c04bd e-con-full e-flex e-con e-child\" data-id=\"63c04bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8cdbd9 elementor-widget elementor-widget-n-accordion\" data-id=\"b8cdbd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1930\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1930\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Os bancos portugueses concedem hipotecas a n\u00e3o-residentes? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1930\" class=\"elementor-element elementor-element-7f4a356 e-con-full e-flex e-con e-child\" data-id=\"7f4a356\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1930\" class=\"elementor-element elementor-element-032c9ee e-flex e-con-boxed e-con e-child\" data-id=\"032c9ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf3d011 elementor-widget elementor-widget-heading\" data-id=\"cf3d011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Sim, mas as condi\u00e7\u00f5es s\u00e3o diferentes. N\u00e3o-residentes podem tipicamente financiar entre 60% a 70% do valor do im\u00f3vel (LTV), em compara\u00e7\u00e3o com os 80% a 90% habitualmente dispon\u00edveis para residentes. As taxas de juro e os requisitos de documenta\u00e7\u00e3o s\u00e3o tamb\u00e9m mais exigentes.<br><br>Trabalhamos com mediadores de cr\u00e9dito independentes que pesquisam todos os bancos do mercado portugu\u00eas para encontrar as melhores condi\u00e7\u00f5es para a sua situa\u00e7\u00e3o.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1931\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1931\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> H\u00e1 diferen\u00e7a entre financiar a primeira habita\u00e7\u00e3o e uma segunda resid\u00eancia? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1931\" class=\"elementor-element elementor-element-3ab1023 e-con-full e-flex e-con e-child\" data-id=\"3ab1023\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1931\" class=\"elementor-element elementor-element-e6af4f1 e-flex e-con-boxed e-con e-child\" data-id=\"e6af4f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be0591f elementor-widget elementor-widget-heading\" data-id=\"be0591f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Sim, diferen\u00e7a significativa. Para primeira habita\u00e7\u00e3o em Portugal, os bancos permitem um LTV mais elevado (at\u00e9 90% em alguns casos) e podem aplicar condi\u00e7\u00f5es mais favor\u00e1veis. Para segunda habita\u00e7\u00e3o ou investimento, o LTV \u00e9 tipicamente limitado a 70% e as condi\u00e7\u00f5es de aprova\u00e7\u00e3o s\u00e3o mais restritivas.<br><br>O imposto de transfer\u00eancia (IMT) tamb\u00e9m varia \u2014 a primeira habita\u00e7\u00e3o pr\u00f3pria e permanente beneficia de isen\u00e7\u00f5es e taxas reduzidas que n\u00e3o se aplicam a segunda resid\u00eancia ou im\u00f3veis de investimento.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1932\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1932\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> A Living Local pode ajudar a obter financiamento? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1932\" class=\"elementor-element elementor-element-4bc047e e-con-full e-flex e-con e-child\" data-id=\"4bc047e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1932\" class=\"elementor-element elementor-element-74a881b e-flex e-con-boxed e-con e-child\" data-id=\"74a881b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-377da1c elementor-widget elementor-widget-heading\" data-id=\"377da1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Sim. Trabalhamos com uma selec\u00e7\u00e3o de mediadores de cr\u00e9dito e consultores financeiros independentes de confian\u00e7a que apoiam os nossos compradores no processo de financiamento. Desde a an\u00e1lise da capacidade de cr\u00e9dito at\u00e9 \u00e0 negocia\u00e7\u00e3o das melhores condi\u00e7\u00f5es junto dos bancos. Se precisar de financiamento, apresentamos-lhe os profissionais certos para a sua situa\u00e7\u00e3o.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Os bancos portugueses concedem hipotecas a n\\u00e3o-residentes?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sim, mas as condi\\u00e7\\u00f5es s\\u00e3o diferentes. N\\u00e3o-residentes podem tipicamente financiar entre 60% a 70% do valor do im\\u00f3vel (LTV), em compara\\u00e7\\u00e3o com os 80% a 90% habitualmente dispon\\u00edveis para residentes. As taxas de juro e os requisitos de documenta\\u00e7\\u00e3o s\\u00e3o tamb\\u00e9m mais exigentes.Trabalhamos com mediadores de cr\\u00e9dito independentes que pesquisam todos os bancos do mercado portugu\\u00eas para encontrar as melhores condi\\u00e7\\u00f5es para a sua situa\\u00e7\\u00e3o.\"}},{\"@type\":\"Question\",\"name\":\"H\\u00e1 diferen\\u00e7a entre financiar a primeira habita\\u00e7\\u00e3o e uma segunda resid\\u00eancia?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sim, diferen\\u00e7a significativa. Para primeira habita\\u00e7\\u00e3o em Portugal, os bancos permitem um LTV mais elevado (at\\u00e9 90% em alguns casos) e podem aplicar condi\\u00e7\\u00f5es mais favor\\u00e1veis. Para segunda habita\\u00e7\\u00e3o ou investimento, o LTV \\u00e9 tipicamente limitado a 70% e as condi\\u00e7\\u00f5es de aprova\\u00e7\\u00e3o s\\u00e3o mais restritivas.O imposto de transfer\\u00eancia (IMT) tamb\\u00e9m varia \\u2014 a primeira habita\\u00e7\\u00e3o pr\\u00f3pria e permanente beneficia de isen\\u00e7\\u00f5es e taxas reduzidas que n\\u00e3o se aplicam a segunda resid\\u00eancia ou im\\u00f3veis de investimento.\"}},{\"@type\":\"Question\",\"name\":\"A Living Local pode ajudar a obter financiamento?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sim. Trabalhamos com uma selec\\u00e7\\u00e3o de mediadores de cr\\u00e9dito e consultores financeiros independentes de confian\\u00e7a que apoiam os nossos compradores no processo de financiamento. Desde a an\\u00e1lise da capacidade de cr\\u00e9dito at\\u00e9 \\u00e0 negocia\\u00e7\\u00e3o das melhores condi\\u00e7\\u00f5es junto dos bancos. Se precisar de financiamento, apresentamos-lhe os profissionais certos para a sua situa\\u00e7\\u00e3o.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fd34633 e-con-full e-flex e-con e-child\" data-id=\"fd34633\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba96d21 elementor-widget elementor-widget-menu-anchor\" data-id=\"ba96d21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"5\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa89dd elementor-widget elementor-widget-spacer\" data-id=\"2fa89dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbaec19 elementor-widget elementor-widget-heading\" data-id=\"dbaec19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">05 \u23af Custos e Impostos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0eeb10c elementor-widget elementor-widget-heading\" data-id=\"0eeb10c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">O que vai pagar<br><i>\nal\u00e9m do pre\u00e7o<\/i>.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2773cd9 e-con-full e-flex e-con e-child\" data-id=\"2773cd9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9e99f47 e-con-full e-flex e-con e-child\" data-id=\"9e99f47\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea609d4 elementor-widget elementor-widget-n-accordion\" data-id=\"ea609d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2450\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2450\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Quais s\u00e3o os custos de transac\u00e7\u00e3o ao comprar um im\u00f3vel em Portugal? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2450\" class=\"elementor-element elementor-element-8920682 e-con-full e-flex e-con e-child\" data-id=\"8920682\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2450\" class=\"elementor-element elementor-element-079d252 e-flex e-con-boxed e-con e-child\" data-id=\"079d252\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-578a318 elementor-widget elementor-widget-heading\" data-id=\"578a318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><b>IMT<\/b> \u2014 Imposto Municipal sobre Transmiss\u00f5es. Taxa progressiva que varia consoante o valor do im\u00f3vel e o tipo de utiliza\u00e7\u00e3o. Para habita\u00e7\u00e3o pr\u00f3pria e permanente, os primeiros ~\u20ac97.000 est\u00e3o isentos; acima disso aplicam-se taxas progressivas at\u00e9 7,5% para im\u00f3veis acima de \u20ac1.000.000.<br><br><b>IS<\/b> \u2014 Imposto de Selo. 0,8% sobre o valor de compra. Em caso de hipoteca, aplica-se tamb\u00e9m IS sobre o valor do empr\u00e9stimo.<br><br><b>Escritura e registo<\/b> \u2014 Honor\u00e1rios notariais e registo predial. Habitualmente entre \u20ac700 e \u20ac1.500.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d83b0ac elementor-widget elementor-widget-heading\" data-id=\"d83b0ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Como refer\u00eancia, para um im\u00f3vel de \u20ac500.000 como habita\u00e7\u00e3o pr\u00f3pria e permanente, os custos de transac\u00e7\u00e3o situam-se habitualmente entre 5% e 7% do valor de compra.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2451\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2451\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> O que \u00e9 o IMI e quanto custa? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2451\" class=\"elementor-element elementor-element-e820017 e-con-full e-flex e-con e-child\" data-id=\"e820017\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2451\" class=\"elementor-element elementor-element-ce5751b e-flex e-con-boxed e-con e-child\" data-id=\"ce5751b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0dde9f5 elementor-widget elementor-widget-heading\" data-id=\"0dde9f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">O IMI \u00e9 o imposto anual sobre im\u00f3veis, cobrado pelo munic\u00edpio onde o im\u00f3vel est\u00e1 localizado. A taxa aplica-se sobre o Valor Patrimonial Tribut\u00e1rio (VPT) \u2014 tipicamente inferior ao valor de mercado \u2014 e situa-se entre 0,3% e 0,45% para im\u00f3veis urbanos.<br><br>Para um im\u00f3vel com VPT de \u20ac300.000, o IMI anual situa-se habitualmente entre \u20ac900 e \u20ac1.350. Propriet\u00e1rios de habita\u00e7\u00e3o pr\u00f3pria e permanente com rendimentos abaixo de determinados limiares podem beneficiar de isen\u00e7\u00e3o tempor\u00e1ria nos primeiros anos ap\u00f3s a compra.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16e443d elementor-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"16e443d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/diariodarepublica.pt\/dr\/lexionario\/termo\/imi--imposto-municipal-sobre-imoveis\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Saber Mais sobre o IMI<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2452\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2452\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> O que s\u00e3o quotas de condom\u00ednio e quando se aplicam? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2452\" class=\"elementor-element elementor-element-1f431de e-con-full e-flex e-con e-child\" data-id=\"1f431de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2452\" class=\"elementor-element elementor-element-9c22c3b e-flex e-con-boxed e-con e-child\" data-id=\"9c22c3b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f89b01 elementor-widget elementor-widget-heading\" data-id=\"4f89b01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">As quotas de condom\u00ednio aplicam-se a apartamentos e moradias em condom\u00ednios fechados \u2014 cobrem a manuten\u00e7\u00e3o das \u00e1reas comuns (jardins, piscina, elevadores, seguran\u00e7a). O valor varia consoante as amenidades e o estado do edif\u00edcio.<br><br>Em Cascais e Lisboa, as quotas mensais situam-se tipicamente entre \u20ac50 e \u20ac300 para edif\u00edcios standard, podendo ser consideravelmente mais elevadas em condom\u00ednios de luxo. Recomendamos sempre a consulta das actas e contas do condom\u00ednio como parte da due diligence.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2453\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2453\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> Preciso de contratar seguro de habita\u00e7\u00e3o? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2453\" class=\"elementor-element elementor-element-44bff5d e-con-full e-flex e-con e-child\" data-id=\"44bff5d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2453\" class=\"elementor-element elementor-element-669c0ed e-flex e-con-boxed e-con e-child\" data-id=\"669c0ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f91c483 elementor-widget elementor-widget-heading\" data-id=\"f91c483\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Sim \u2014 o seguro multirriscos habita\u00e7\u00e3o \u00e9 obrigat\u00f3rio para im\u00f3veis com hipoteca e fortemente recomendado em qualquer caso. Cobre danos estruturais, inc\u00eandio, inunda\u00e7\u00e3o e responsabilidade civil.<br><br>Para im\u00f3veis em condom\u00ednio, verifique sempre se o condom\u00ednio j\u00e1 tem seguro colectivo para as partes comuns \u2014 em muitos casos \u00e9 necess\u00e1rio complementar com um seguro individual para o interior da frac\u00e7\u00e3o.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2454\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2454\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> O que \u00e9 o regime NHR \/ IFICI e ainda existe? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2454\" class=\"elementor-element elementor-element-a1a3f75 e-con-full e-flex e-con e-child\" data-id=\"a1a3f75\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2454\" class=\"elementor-element elementor-element-310e0c7 e-flex e-con-boxed e-con e-child\" data-id=\"310e0c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c88dd27 elementor-widget elementor-widget-heading\" data-id=\"c88dd27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">O regime de Residente N\u00e3o Habitual (NHR) foi encerrado no final de 2023 para novos pedidos. Foi substitu\u00eddo pelo IFICI \u2014 Incentivo Fiscal \u00e0 Investiga\u00e7\u00e3o Cient\u00edfica e Inova\u00e7\u00e3o \u2014 com \u00e2mbito mais restrito, dirigido a investigadores, professores universit\u00e1rios e determinadas categorias de profissionais qualificados.<br><br>Quem se registou como NHR at\u00e9 31 de Dezembro de 2023 mant\u00e9m os benef\u00edcios pelo per\u00edodo de 10 anos. Se chegou a Portugal depois dessa data, recomendamos a consulta de um advogado fiscal para avaliar as op\u00e7\u00f5es dispon\u00edveis.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12be9cc elementor-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"12be9cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/info.portaldasfinancas.gov.pt\/pt\/informacao_fiscal\/codigos_tributarios\/bf_rep\/Pages\/EBF58A.aspx\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Saber Mais sobre o IFICI<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2455\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2455\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><p class=\"e-n-accordion-item-title-text\"> E o Golden Visa \u2014 ainda \u00e9 poss\u00edvel atrav\u00e9s da compra de im\u00f3vel? <\/p><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2455\" class=\"elementor-element elementor-element-4c5f8b3 e-con-full e-flex e-con e-child\" data-id=\"4c5f8b3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2455\" class=\"elementor-element elementor-element-5edf332 e-flex e-con-boxed e-con e-child\" data-id=\"5edf332\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b83c402 elementor-widget elementor-widget-heading\" data-id=\"b83c402\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">N\u00e3o. O investimento imobili\u00e1rio foi removido como via eleg\u00edvel para o Golden Visa em Outubro de 2023. As vias actualmente dispon\u00edveis incluem investimento em fundos qualificados, cria\u00e7\u00e3o de postos de trabalho e transfer\u00eancia de capital para investiga\u00e7\u00e3o ou artes.<br><br>Se o seu objectivo \u00e9 obter resid\u00eancia portuguesa atrav\u00e9s de investimento, recomendamos a consulta de um advogado de imigra\u00e7\u00e3o para avaliar as alternativas actualmente dispon\u00edveis. Se pretender, n\u00f3s podemos recomendar alguns nomes de confian\u00e7a.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Quais s\\u00e3o os custos de transac\\u00e7\\u00e3o ao comprar um im\\u00f3vel em Portugal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"IMT \\u2014 Imposto Municipal sobre Transmiss\\u00f5es. Taxa progressiva que varia consoante o valor do im\\u00f3vel e o tipo de utiliza\\u00e7\\u00e3o. Para habita\\u00e7\\u00e3o pr\\u00f3pria e permanente, os primeiros ~\\u20ac97.000 est\\u00e3o isentos; acima disso aplicam-se taxas progressivas at\\u00e9 7,5% para im\\u00f3veis acima de \\u20ac1.000.000.IS \\u2014 Imposto de Selo. 0,8% sobre o valor de compra. Em caso de hipoteca, aplica-se tamb\\u00e9m IS sobre o valor do empr\\u00e9stimo.Escritura e registo \\u2014 Honor\\u00e1rios notariais e registo predial. Habitualmente entre \\u20ac700 e \\u20ac1.500.\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\tComo refer\\u00eancia, para um im\\u00f3vel de \\u20ac500.000 como habita\\u00e7\\u00e3o pr\\u00f3pria e permanente, os custos de transac\\u00e7\\u00e3o situam-se habitualmente entre 5% e 7% do valor de compra.\"}},{\"@type\":\"Question\",\"name\":\"O que \\u00e9 o IMI e quanto custa?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"O IMI \\u00e9 o imposto anual sobre im\\u00f3veis, cobrado pelo munic\\u00edpio onde o im\\u00f3vel est\\u00e1 localizado. A taxa aplica-se sobre o Valor Patrimonial Tribut\\u00e1rio (VPT) \\u2014 tipicamente inferior ao valor de mercado \\u2014 e situa-se entre 0,3% e 0,45% para im\\u00f3veis urbanos.Para um im\\u00f3vel com VPT de \\u20ac300.000, o IMI anual situa-se habitualmente entre \\u20ac900 e \\u20ac1.350. Propriet\\u00e1rios de habita\\u00e7\\u00e3o pr\\u00f3pria e permanente com rendimentos abaixo de determinados limiares podem beneficiar de isen\\u00e7\\u00e3o tempor\\u00e1ria nos primeiros anos ap\\u00f3s a compra.\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tSaber Mais sobre o IMI\"}},{\"@type\":\"Question\",\"name\":\"O que s\\u00e3o quotas de condom\\u00ednio e quando se aplicam?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As quotas de condom\\u00ednio aplicam-se a apartamentos e moradias em condom\\u00ednios fechados \\u2014 cobrem a manuten\\u00e7\\u00e3o das \\u00e1reas comuns (jardins, piscina, elevadores, seguran\\u00e7a). O valor varia consoante as amenidades e o estado do edif\\u00edcio.Em Cascais e Lisboa, as quotas mensais situam-se tipicamente entre \\u20ac50 e \\u20ac300 para edif\\u00edcios standard, podendo ser consideravelmente mais elevadas em condom\\u00ednios de luxo. Recomendamos sempre a consulta das actas e contas do condom\\u00ednio como parte da due diligence.\"}},{\"@type\":\"Question\",\"name\":\"Preciso de contratar seguro de habita\\u00e7\\u00e3o?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sim \\u2014 o seguro multirriscos habita\\u00e7\\u00e3o \\u00e9 obrigat\\u00f3rio para im\\u00f3veis com hipoteca e fortemente recomendado em qualquer caso. Cobre danos estruturais, inc\\u00eandio, inunda\\u00e7\\u00e3o e responsabilidade civil.Para im\\u00f3veis em condom\\u00ednio, verifique sempre se o condom\\u00ednio j\\u00e1 tem seguro colectivo para as partes comuns \\u2014 em muitos casos \\u00e9 necess\\u00e1rio complementar com um seguro individual para o interior da frac\\u00e7\\u00e3o.\"}},{\"@type\":\"Question\",\"name\":\"O que \\u00e9 o regime NHR \\\/ IFICI e ainda existe?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"O regime de Residente N\\u00e3o Habitual (NHR) foi encerrado no final de 2023 para novos pedidos. Foi substitu\\u00eddo pelo IFICI \\u2014 Incentivo Fiscal \\u00e0 Investiga\\u00e7\\u00e3o Cient\\u00edfica e Inova\\u00e7\\u00e3o \\u2014 com \\u00e2mbito mais restrito, dirigido a investigadores, professores universit\\u00e1rios e determinadas categorias de profissionais qualificados.Quem se registou como NHR at\\u00e9 31 de Dezembro de 2023 mant\\u00e9m os benef\\u00edcios pelo per\\u00edodo de 10 anos. Se chegou a Portugal depois dessa data, recomendamos a consulta de um advogado fiscal para avaliar as op\\u00e7\\u00f5es dispon\\u00edveis.\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tSaber Mais sobre o IFICI\"}},{\"@type\":\"Question\",\"name\":\"E o Golden Visa \\u2014 ainda \\u00e9 poss\\u00edvel atrav\\u00e9s da compra de im\\u00f3vel?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"N\\u00e3o. O investimento imobili\\u00e1rio foi removido como via eleg\\u00edvel para o Golden Visa em Outubro de 2023. As vias actualmente dispon\\u00edveis incluem investimento em fundos qualificados, cria\\u00e7\\u00e3o de postos de trabalho e transfer\\u00eancia de capital para investiga\\u00e7\\u00e3o ou artes.Se o seu objectivo \\u00e9 obter resid\\u00eancia portuguesa atrav\\u00e9s de investimento, recomendamos a consulta de um advogado de imigra\\u00e7\\u00e3o para avaliar as alternativas actualmente dispon\\u00edveis. Se pretender, n\\u00f3s podemos recomendar alguns nomes de confian\\u00e7a.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d71a3cc e-flex e-con-boxed e-con e-parent\" data-id=\"6d71a3cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-abea4f6 elementor-widget elementor-widget-menu-anchor\" data-id=\"abea4f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"contacto\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c23a427 elementor-widget elementor-widget-spacer\" data-id=\"1c23a427\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f432a12 elementor-widget elementor-widget-heading\" data-id=\"7f432a12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2014 N\u00e3o encontrou o que procurava? \u2014<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43b2ac07 e-con-full e-flex e-con e-child\" data-id=\"43b2ac07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a8cea49 elementor-widget elementor-widget-heading\" data-id=\"7a8cea49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fale connosco<br><em>directamente.<\/em><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ba7fbbb elementor-widget elementor-widget-heading\" data-id=\"5ba7fbbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">A melhor resposta \u00e0s suas perguntas \u00e9 uma conversa. Gratuita, sem compromisso, e com algu\u00e9m que conhece o mercado de dentro para fora.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72b97845 e-con-full e-grid e-con e-child\" data-id=\"72b97845\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1f335606 e-con-full e-flex e-con e-child\" data-id=\"1f335606\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84d831c elementor-align-center elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"84d831c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/schedule\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Marcar Chamada Gratuita<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a40e1a elementor-align-center elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"8a40e1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/schedule\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">outras formas de contacto<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3bf68c e-con-full e-flex e-con e-child\" data-id=\"e3bf68c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-395dba86 elementor-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"395dba86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/buyers-agency\/\/how-it-works\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Como Trabalhamos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u23af\u23af &nbsp; FAQs: Perguntas Frequentes Sobre Comprar Casa em Portugal Respostas directas.Sem jarg\u00e3o. Reunimos as perguntas que os nossos clientes fazem com mais frequ\u00eanciasobre o processo, os custos, o financiamento, o que pode esperar e outras perguntas frequentes sobre comprar casa em Portugal. E respondemos a tudo sem rodeios e sem jarg\u00f5es. \u23af &nbsp; FAQs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5681,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-5530","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/pages\/5530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/comments?post=5530"}],"version-history":[{"count":187,"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/pages\/5530\/revisions"}],"predecessor-version":[{"id":6551,"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/pages\/5530\/revisions\/6551"}],"up":[{"embeddable":true,"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/pages\/5681"}],"wp:attachment":[{"href":"https:\/\/livinglocal.pt\/en\/wp-json\/wp\/v2\/media?parent=5530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}